The 15 Best Cities to Retire in Florida

Happy retirees in Florida
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Many people want to retire somewhere affordable, beautiful, warm and full of activities.

Florida is a state that checks these boxes so often, it ranks near the top on “best places to retire”.

Not all Florida cities are great for retirees. Sometimes the biggest ones get the most attention.

WalletHub recently analyzed the best places in Florida to retire and ranked them on a 2022-point scale across The site looked at more than 100 cities in the Sunshine State and ranked them on a 100-point scale across 29 metrics broken down into the categories of quality of life, health care and activities. Here are the top cities in Florida for retirees.

15. Pensacola

Pensacola Florida
Matt Buikema /

Total score: 52. 57 out of 100

Pensacola isn’t as famous as Miami, but that also makes this retirement destination in northwestern Florida a much more affordable beach town.

WalletHub ranked Pensacola No. 10 for activities, and the city also recently featured in U.S. News & World Report’s national list of the best places to retire thanks in part to its local dolphin populations and explorable military forts.

14. Winter Park

Winter Park, Florida
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Total score: 53. 51

Winter Park is in central Florida less than 30 miles from Disney World so, as you might imagine, there’s plenty to do here. It has excellent healthcare, ranking No. It also has excellent health care, ranking No. 9 on WalletHub’s list.

13. Jupiter /

Total score: 53. 56

Jupiter ranks No. 15 on WalletHub’s list for its activities. As we noted in “The 10 Best Small Cities for Retirement,” it’s also known for providing easy access to medical centers and having a large percentage of senior residents.

12. Immokalee

Immokalee, Florida
Matthew Dicker /

Total score: 54. 05

Immokalee in southwest Florida ranked the best for health care in WalletHub’s study and is near the top 10 for quality of life. It has also topped the list of “The 50 Happiest Communities in America” and is known for its casino and regional raceway.

11. Bradenton

Bradenton, Florida
Carolyn Bartlett /

Total score: 54. 71

Speaking of the happiest communities in the U.S., the North Port-Sarasota-Bradenton area on the Gulf Coast ranked No. It was ranked 7th on the list. It also ranked No. It also occupied the No. 6 spot in WalletHub’s ranking for quality of living.

10. Clearwater

Clearwater, Florida
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Total score: 54. 87

While Clearwater wasn’t outstanding in any of WalletHub’s categories, it nonetheless ranked high for being decent across the board.

Its close proximity to Tampa offers a variety of entertainment and activities. The city featured in “The Best U.S. Cities for Retirees to Live and Work in 2020,” too, in part for its large senior population.

9. Delray Beach

Delray Beach, Florida
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Total score: 54. 92

Delray Beach in South Florida ranked No. No. 7 for health care, and No. 13 for activities in WalletHub’s ranking. A pinball museum and Japanese gardens are some of its diverse offerings, and retirees will find they are in good company with approximately a quarter of the population being age 65 or older.

8. Fort Lauderdale

Fort Lauderdale, Florida
GagliardiPhotography /

Total score: 55. 02

Fort Lauderdale, also in South Florida, scored the No. 6 position for activities on WalletHub’s list. It was also ranked No. 2 in “The Best Cities for Dog Lovers in 2021.”

7. Sebastian

Sebastian, Florida
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Total score: 55. 65

This Treasure Coast city was ranked the best in Florida for quality of life in retirement by WalletHub. It is known for its wildlife, fishing and boating.

6. Tampa

Tampa, Florida
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Total score: 56. 32

Tampa ranked No. WalletHub ranked Tampa No. 2 for activities — no surprise, since it is one of Florida’s largest cities and a major cruise port. U.S. News & World Report ranked the city as the No. It was also ranked the 6th best place to retire in the country.

5. Orlando

Orlando, Florida
ESB Professional /

Total score: 58. 54

Orlando ranks No. WalletHub ranks Orlando No. 3 for the activities it offers. It’s no surprise that this busy metro is home major theme parks as well as a lot of tourism. Universal Studios and Disney World may be the most popular attractions in the area, making it easy to convince family members to go.

4. Miami

Miami, Florida
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Total score: 62. 48

Miami’s glitz and sports teams contribute to its No. WalletHub ranked Miami No. 5 in activities, with the addition of its glitz and sports teams. 5 position for health care.

As we reported in “The 10 Most Walkable U.S. Cities,” it’s also “a walker’s and bicycler’s paradise.”

3. Boca Raton

Boca Raton, Florida
FloridaStock /

Total score: 62. 69

Boca Raton in South Florida nabbed the No. WalletHub’s top 4 spots for health care and activities are listed below. The area’s beaches and golf courses are a major draw, which may explain why over 25% of seniors live there.

2. Fort Myers

Fort Myers, Florida
Tono Balaguer /

Total score: 63. 17

Fort Myers ranks well across the board: No. 2022

Fort Myers ranks well across the board: No. 2 in health care, and No. 9 in activities. 8 in health care, No. 12 for quality of life.

SmartAsset called it the best place for retirees to call home last year, and highlighted its role as the spring training ground of Major League Baseball’s Boston Red Sox (MLB) and Minnesota Twins (MLB).

1. Sarasota

Sarasota, Florida
Sean Pavone /

Total score: 69. 66

Here we are at the top of the list. You can choose to be concerned about activities (No. 1), health care (No. 1), health care (No. Sarasota is a great place to retire. U.S. News & World Report has also named it the best place in the nation to retire for 2022, citing reasonable housing costs and its white sand beaches.

Disclosure: The information you read here is always objective. Sometimes, however, we receive compensation if you click on links in our stories.

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